Retirement Planning Simplified.
We help retirees and pre-retirees with $1M+ in assets turn complexity into clarity—so you can make smart decisions, reduce taxes, and enjoy a secure, purpose-driven retirement.
You’ve worked hard to build your wealth—our role is to help you protect it, grow it, and use it intentionally. At ClearPoint, we make financial planning personal, purposeful, and crystal clear.
We specialize in working with retirees and pre-retirees with $1M+ in assets—people who want to preserve what they’ve built, reduce taxes, and create a retirement that feels both secure and fulfilling.
Our clients come to us seeking clarity, confidence, and purpose in their financial lives. Whether you’re preparing for retirement, navigating a major transition, or simply looking to align your wealth with your life, we’re here to walk alongside you—with insight, care, and intention.
Ross Miller, CPA, CFP®
Ross Miller is the Founder and Principal Advisor of ClearPoint, where he brings over a decade of experience in financial planning, tax strategy, and wealth management.
Kay Allen, CFP®
Kay is a CFP®, founder of Allen Wealth Advisors, and ClearPoint partner. She values community, family, and the outdoors.
You’ve Worked Hard—Now Let Your Wealth Work for You
You’ve worked hard to build your wealth—now you deserve a plan that reflects everything you’ve built. Real financial planning starts with understanding who you are, what you value, and where you want to go next. Our process is personal, collaborative, and designed to create a strategy that fits your life—not just your portfolio.
"We integrate financial, tax, estate, and life planning to support you in all dimensions of your financial life. And we stay with you through every chapter, adapting as your life evolves.”
Expert Guidance Where It Matters The Most.
Our advisors provide personalized, fiduciary guidance across every area of your financial life, including investment management, retirement planning, estate planning, and more.
Retirement Planning
We help retirees & pre-retirees with $1M+ in assets turn complex decisions into a clear strategy. From income & investments to Social Security & estate planning, we build flexible plans that evolve with you & support long-term peace of mind.
Tax Strategy & Filing
We take a proactive, year-round approach to tax planning—minimizing your tax burden now and in retirement. From Roth conversions to IRA withdrawals, we create efficient strategies & coordinate directly with your CPA to simplify filings and avoid surprises.
Estate & Trust Planning
We will partner with your estate attorney to create a plan that reflects your values and protects your legacy. From charitable giving to tax-smart wealth transfers, we help ensure your assets pass on smoothly, securely, and with lasting impact.
Risk Management
We help protect your wealth from unexpected risks—evaluating insurance needs, long-term care, & liability exposures. With no products to sell, our advice stays objective & focused on what best supports your financial plan.
Charitable Giving
We help align your charitable giving with your goals—maximizing both impact and tax efficiency. Whether through donor-advised funds, IRA distributions, or legacy gifts, we’ll guide you toward strategies that reflect your values and enhance your broader plan.
Investment Management
We build low-cost, tax-efficient portfolios focused on growth, protection, and reliable income in retirement. Our disciplined, research-backed approach helps you stay on track through market shifts—so you can invest with confidence and clarity.
Behavioral Coaching
Markets shift, emotions rise—our role is to help you stay focused on what works. Through behavioral coaching & ongoing guidance, we help you avoid common mistakes & stick to a long-term strategy grounded in discipline, not headlines.
Our Pricing Made Simple
We believe in clear, straightforward pricing that aligns with the value we provide. No surprises, no gimmicks. Just simple, transparent pricing that matches the expertise and guidance you receive.
Ongoing Planning & Wealth Management
Our ongoing planning provides continuous proactive support to keep your investments, tax strategies, and financial goals working together seamlessly. Enjoy peace of mind knowing your financial future is carefully managed year round.
For Retirees
$10,000
For Accumulators
$7,500
What To Expect.
Financial planning doesn’t have to be overwhelming. Our process is designed to be clear, collaborative, and focused on what matters most to you—so you can move forward with confidence every step.
What Type of People do You Work With?
We help pre-retirees and retirees age 50+ with $1M+ in assets make confident decisions about income, taxes, healthcare, and legacy. If you want a clear, personalized strategy for the road ahead, we’re here to guide you.
What Kind of Services Do You Offer?
We offer comprehensive financial planning that brings everything together—investment management, tax strategy, retirement planning, estate coordination, and more. It’s all in one place, built around your life and goals.
Do You Follow a Fiduciary Standard?
As a fiduciary, we’re legally and ethically bound to put your best interests first—always. It’s not a tagline or a sales pitch; it’s the standard we hold ourselves to in every decision we make on your behalf.
Where Will You Hold All My Assets?
Delivering a premium client experience starts with partnering wisely. At ClearPoint, your assets are securely held at Charles Schwab—one of the industry’s most trusted custodians.
How Are You Compensated?
We operate on a transparent, fee-only basis. Our compensation is a percentage of the assets we manage—no commissions, and no hidden fees. This keeps our interests aligned with yours: we succeed when you do.
Do You Serve Clients in Other States?
We serve clients across the U.S., helping them navigate retirement, reduce taxes, and invest smarter. We regularly meet clients via Zoom, using password-protected sessions and strict privacy protocols to keep your information safe.
Why Should I Work With ClearPoint?
Our clients choose us for clarity, confidence, and peace of mind. You might be a good fit if you're looking to turn your retirement savings into steady, reliable income, reduce your tax burden, and keep more of what you’ve earned.
Is There a Fee For The Initial Review?
No, our initial review is completely complimentary. It’s an opportunity to get to know each other, talk through your goals and concerns, and see if our approach is the right fit for you—no pressure, no obligation.
FAQs
Here are answers to the most common things clients ask—about our firm, services, fees, and more.
